CAPITAL IDEAS: How to decide if you should take a buyout from your employer

Quick Summary Evaluate the entire buyout package. A voluntary departure can open the door to a new career or earlier retirement. Before accepting, get a professional financial plan that accounts for taxes, lost income, health insurance, retirement benefits, and the possibility that finding another job takes longer than expected. AI is supporting economic growth while creating new pressures. The economy grew at a 3.4 percent annualized pace in the third quarter. AI-related investment supplied 44 percent of growth over the preceding four quarters. That AI investment also increased inflation. Keep political emotions from driving portfolio decisions. The historical periods examined showed stock-market gains across several combinations of Democratic and Republican control. That does not guarantee future gains, but it supports focusing investment decisions on business fundamentals and your financial goals instead of election-related enthusiasm or fear.

This excerpt comes from the named source. Read the original for the full reporting.