It’s a very generous gesture, but let’s slow down a bit

Dave Ramsey Dear Dave,My fiancé and I are getting married in March. I’m in grad school, and he has a good job. His mom and dad have found a home online they think we’ll like, and they want to give us money for a down payment. I’m not sure how I feel about this, or the house. Do you think we should go ahead and accept their offer when I’ll still be in school and we’ll still have debt to pay off?Allyson Dear Allyson,I always recommend that newly married couples rent for a year and concentrate on each other, the new marriage, cleaning up any debts you have and building an emergency fund. In short, you should get to know each other — and put yourselves on solid financial ground — before you buy a house. After another year or so, when you’ve had time to actually take control of your finances, the idea of looking for a home can come into the picture.Obviously, your future in-laws are kind and generous people. I mean, that’s a pretty big offer, right?

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