Null: How to build a 12-month farm cash flow

A 12-month farm cash flow is a listing of expected cash inflows and outflows, month by month, that shows when and for how long the farm runs short or holds extra cash. Purdue Extension defines it exactly that way. The case for building one is the 2026 backdrop: USDA ERS forecast total United States production expenses at $492.8 billion, up 4.5 percent from 2025, per its farm income forecast updated September 3, 2026. This guide walks through the build in one sitting. It covers what the statement shows, what belongs in each column, how to place each entry in the right month, and how to read the balance line when it turns negative. We covered a connected angle in Precision agriculture adoption: what USDA's numbers actually show. What does a 12-month cash flow actually show? The statement answers three questions in order: when a cash deficit or surplus arrives, how large it runs, and how long it lasts.

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