OpenAI launches ChatGPT Wallet so AI agents can shop, built with Visa (V), Mastercard (MA), and Amex (AXP)

Key points OpenAI's ChatGPT Wallet lets its dots agents buy things, with the user approving each purchase OpenAI built ChatGPT Wallet with American Express, Mastercard, and Visa OpenAI isn't taking a cut of ChatGPT Wallet purchases to start OpenAI launched ChatGPT Wallet on Nov. 13, a payment feature that lets its "dots" AI agents buy things for users, the company said. OpenAI built it with American Express (AXP), Mastercard (MA), and Visa (V). It's rolling out first to ChatGPT Pro subscribers in the US who are 18 or older and have eligible US-issued cards. Users add a card once. Before each purchase, they check the items, total, and card. Then they approve it with a security check such as Face ID or a fingerprint scan. The payment network issues a payment token with a stand-in card number, security code, and expiration date. The agent and the business never see the real card details. Users keep their card rewards and their protections for eligible disputes.

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